Our approach is to simply accept that your retirement funds are, or will be finite, and we will show you how to use that amount in the most efficient way possible. We accomplish that without significantly affecting your current Lifestyle but it will be necessary to do a bit of thinking "outside the box".

Working with us should not involve changing any of your Investments or Advisors that you are currently satisfied with. We simply work put you in a position at retirement so that you are not forced into a "default" inefficient distribution plan when it's too late to shift strategy. 

You will find that our tactics are conservative, proven and based solidly on Common Sense and using the Concept of "MULTI-TASKING DOLLARS".

MULTI-TASKING DOLLARS ARE THOSE DOLLARS THAT MAY BE USED MORE THAN ONCE AS NEEDED BOTH BEFORE AND AFTER RETIREMENT.

Utilized properly and conservatively allow you to confidently take twenty-five to seventy-five percent more Annual Retirement Income at Retirement

                                                                                    AND/OR

Available if needed for Assisted and/or Long Term Care prior to Retirement

                                                                                  AND/OR

Allow you to carry Permanent Life Insurance instead of Term/Temporary coverage guaranteeing an inevitable death benefit (only three percent of term policies result in a claim) prior to Retirement

                                                                                   AND/OR

"BE YOUR OWN BANKER"!!  Create a very unique and valuable asset that you can use in more ways than you ever thought of prior to Retirement

                                                                                  AND/OR

Allows your Investment Advisor ability to keep more of your Retirement Assets in those that historically yield much more attractive long term yields BOTH prior and post Retirement.